Question 1

What types of loans does Anjaney Capital Solutions facilitate?

Accepted Answer

Anjaney Capital Solutions facilitates a wide range of financial products including Business Loans (secured and unsecured), Mortgage Loans such as Loan Against Property (LAP) and Home Loans, Corporate Finance solutions like project funding and LC/BG limits, and Personal & Professional Loans for salaried individuals, Doctors, and Chartered Accountants.

Question 2

How long does the loan approval process take?

Accepted Answer

Unsecured Business or Personal Loans typically take 3 to 7 working days. Secured loans and Home Loans may take 10 to 15 working days due to legal and technical property verification.

Question 3

Do you charge any upfront fees for loan processing?

Accepted Answer

No. Anjaney Capital Solutions does not charge any upfront service fees before loan sanction. Processing fees, if applicable, are charged directly by the lending bank or NBFC.

Question 4

What documents are required to apply for a loan?

Accepted Answer

KYC documents include PAN, Aadhaar, photographs, and electricity bill. Financial documents include ITRs, audited financials, GST returns, bank statements, and business proof such as Shop Act License or MOA/AOA.

Question 5

What is the minimum eligibility criteria?

Accepted Answer

Applicants must be aged between 21 and 65 years, have a business vintage of at least 2–3 years, a preferred CIBIL score of 700+(different in every bank), and meet minimum income or turnover criteria.

Question 6

Which sectors or industries do you specialize in?

Accepted Answer

We cater to Manufacturing, Trading, Services, and Healthcare sectors with strong expertise in MSME and mid-sized corporate funding.

Question 7

Can you help with unsecured loans for start-ups?

Accepted Answer

Yes, subject to conditions. Start-ups generally need 12–24 months of operations with stable revenue. We also guide new businesses towards government schemes like CGTMSE and MUDRA.

Question 8

Can I apply for a loan online?

Accepted Answer

Yes. We offer digital onboarding where documents can be securely submitted online or via email.

Question 9

How can I contact my dedicated Relationship Manager (RM)?

Accepted Answer

Once your file is logged, a dedicated RM is assigned and their official contact details are shared with you.

Question 10

Is my personal and financial data safe?

Accepted Answer

Yes. We follow strict data privacy standards and share data only with RBI-registered banks and NBFCs involved in your application.

Question 11

What should I do if my loan application is rejected?

Accepted Answer

Understand the rejection reason, wait 3–6 months before reapplying, and work on improving your credit profile.

Question 12

Is Anjaney Capital Solutions a registered financial firm?

Accepted Answer

Yes. We operate as a registered Corporate DSA/Financial Consultancy partnering with RBI-registered banks and NBFCs.

Question 13

Why choose Anjaney Capital Solutions over a traditional bank?

Accepted Answer

Anjaney Capital Solutions acts as an independent financial facilitation and advisory partner, connecting clients with suitable banks and financial institutions. We assist with lender comparison, eligibility assessment, documentation coordination, and process support. All loans and funding are provided solely by the respective banks or NBFCs, subject to their terms, conditions, and approval processes.

Question 14

What is the step-by-step loan process?

Accepted Answer

Consultation, eligibility check, documentation, file login, sanction, and disbursement.

Question 15

Who should I contact for disbursement-related issues?

Accepted Answer

Your first point of contact is your dedicated RM. If needed, issues can be escalated to customer support via email.

Frequently asked questions