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Construction Site View

EPC & Contracting MSME

Strategic Financial Solutions for India’s Infrastructure Builders

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The Engineering, Procurement, and Construction (EPC) and Contracting sector forms the backbone of India’s infrastructure boom. From highways and industrial projects to smart cities, utilities, and energy networks, EPC MSMEs are driving large-scale development across the country.

But while opportunities are rising with initiatives like Bharatmala, PM Gati Shakti, and Smart Cities Mission, EPC businesses continue to face intense working capital pressures, delayed payments, high material costs, and long project cycles.

At Anjaney Capital Solutions, we understand the unique financial demands of this sector and offer specialized, flexible, and fast financial strategies that empower EPC MSMEs to execute projects smoothly and scale confidently.

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Key Challenges Faced by EPC & Contracting MSMEs

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  • Long & Delayed Payment Cycles
    Government and corporate contracts often involve staggered milestone-based payouts.

  • High Working Capital Needs
    Materials, machinery, equipment, labour, and subcontractor payments require heavy upfront investment.

  • Bank Guarantees & Financial Covenants
    Contractors must furnish performance guarantees, advance guarantees, and bid securities.

  • Cash Flow Gaps During Project Execution
    Projects may run for months before generating billable revenue.

  • Rising Raw Material Costs
    Fluctuating prices of steel, cement, and construction materials reduce margins.

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Tailored Financial Solutions for EPC & Contracting Businesses

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1. Unsecured Bridge Financing – Fast & Collateral-Free

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EPC contractors often face cash crunches between project stages. Our bridge loans help you:

  • Manage labour and vendor payments

  • Procure materials without delays

  • Handle parallel projects smoothly

  • Maintain seamless execution without waiting for receivables

Quick processing makes it ideal for short-term liquidity needs.

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2. Working Capital & Cash Flow Optimisation

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We provide flexible structures to keep your projects moving:

  • Cash Credit & Overdraft facilities

  • Invoice Discounting / Bill Discounting

  • Vendor & subcontractor payments support

  • Structured cash-flow solutions for long billing cycles

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3. Project-Based & Long-Term Financing

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Designed to support expansion and large project execution:

  • Funding for machinery, equipment, and construction tools

  • Term loans for offices, warehouses, or infrastructure needs

  • Project-based finance with customized repayment aligned to milestones

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Industry Growth Opportunities

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  • Increased government spending on nationwide infrastructure

  • Renewable energy, utilities, and green projects opening new EPC segments

  • Priority sector benefits and MSME-focused credit support

  • Expansion of private contracting in industrial and urban development

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Why EPC MSMEs Choose Us

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  • Deep understanding of EPC financial cycles

  • Speedy approvals and flexible structures

  • Solutions designed for long project timelines

  • Strong risk evaluation and strategic funding models

  • Transparent processes backed by expert advisory

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At Anjaney Capital Solutions, we help EPC and contracting MSMEs overcome liquidity challenges, take on bigger projects, and build stronger, more stable financial foundations to grow with India’s infrastructural transformation.

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